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Luis A. Ramos González, et al. v. Scotiabank de Puerto Rico, et al.

Paid petition · Supreme Court of Puerto Rico, No. CC-2019-0378 · judgment October 23, 2019

Certiorari denied · January 27, 2020
Pre-decision estimate: 5% cert probability

Before the decision, roughly the 4.1% base rate. The model weighted this up for a petition filed soon after the judgment below and a dissent in the court below (flagged in the petition).

Questions presented

  1. If an “Unacceptable Site”, pursuant Federal Regulations, can be granted Mortgage Financing, such as a Home Mortgage Loan, which is insured by Federal Government and sold to Secondary Market (Federally related Mortgage Loan)?

  2. If a Home Mortgage Loan Agreement—granted over an “Unacceptable Site” that poses ominous threats to Homeowners who live among human feces because the Site lacks a legal and adequate wastewater disposal system—is null and void because it was granted against the Law (Federal Regulations)?

  3. If a Home Mortgage Loan Agreement granted over an “Unacceptable Site” shall be sanctioned by Courts when Federal Regulations prevent banking institutions from granting mortgage financing on a property that is considered an “Unacceptable Site”?

Counsel of record

For petitioner
Grace Monge-La Fosse
Monge La Fosse, Attorneys & Counselors at Law, PSC

For respondent
Solymar Noemi Castillo-Morales
Goldman Antonetti & Cardova, LLC

Case

Conference history
Distributed for 1 conference

Proceedings

  1. Jan 27 2020
    Petition DENIED.
  2. Jan 08 2020
    DISTRIBUTED for Conference of 1/24/2020.
  3. Dec 19 2019
    Waiver of right of respondent First Bank Puerto Rico a/k/a FirstBank Puerto Rico to respond filed.
  4. Dec 19 2019
    Waiver of right of respondent Scotiabank de Puerto Rico to respond filed.
  5. Nov 07 2019
    Petition for a writ of certiorari filed. (Response due January 2, 2020)