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Niki-Alexander Shetty, et al. v. Thomas Block, et al.

Paid petition · United States Court of Appeals for the Ninth Circuit, No. 22-55138 · judgment August 22, 2023


Certiorari denied · April 1, 2024
Pre-decision estimate: 3% cert probability

Before the decision, well below the 4.1% base rate, with no standout signals pointing toward a grant.

Question presented

The Truth-in-Lending Act, 15 U.S.C. § 1635 (or “TILA”), requires that a borrower tell a lender within three years of her intent to rescind the loan. Jesinoski v. Countrywide Home Loans, 574 U.S. 259, 260 (2015). But TILA provides no time limit for suing a creditor to enforce a timely rescission. The lower courts have imported state statutes of limitations to bar such claims. The question this case presents is: Can federal courts import state statutes of limitations to bar an action to enforce a timely TILA rescission when TILA itself has no such limitation period for such claims?

Counsel of record

For petitioner
David Glenn Baker
Law Office of David Glenn Baker

For respondent

Case

Conference history
Distributed for 1 conference

Proceedings

  1. Apr 01 2024
    Petition DENIED.
  2. Mar 12 2024
    DISTRIBUTED for Conference of 3/28/2024.
  3. Jan 16 2024
    Petition for a writ of certiorari filed. (Response due February 23, 2024)