Clarence Matthew Otworth v. PNC Bank

For a person to be known as a customer of a bank there must be either a current account or any sort of deposit account like a saving, team deposit, recurring deposit, loan account or similar relation. Banks are entitled to charge noncustomers a check cashing fee, but they should not be allowed to charge noncustomers a check cashing fee if the noncustomers are aides of disabled customers because disabled customers must pay the noncustomer check cashing fee to get their deposits out of the bank. FIRST QUESTION IF A DISABLED CUSTOMER WRITES A CHECK PAYABLE TO HIMSELF, AND THE NONCUSTOMER AGENT OF THE DISABLED CUSTOMER DELIVERS THE CHECK TO THE BANK, IS THE BANK OBLIGATED TO CASH THE CHECK AND GIVE THE MONEY TO THE AGENT OF THE DISABLED CUSTOMER? Clarence Otworth asserts that a bank is obligated to give the money of a customer to the agent of the customer if the customer is the payee. r\l DO