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Frances Endencia v. Mario Arce

Paid petition · Appellate Court of Illinois, Second District, No. 2-19-1076 · judgment March 11, 2020


Certiorari denied · May 17, 2021
Pre-decision estimate: 0% cert probability

Before the decision, well below the 4.1% base rate, with no standout signals pointing toward a grant.

Questions presented

  1. In pursuant to Constitutional Amendment XIV § 1, where the banks such as Bank of America & Wells Fargo separated the mortgage and the note via securitization and sold the mortgage to numerous investors who did not pay real estate taxes. The lenders continue to accept payments for the unsecured note and failed to disclose to the homeowner that the real estate is not secured by mortgage. Homeowner pays the real estate taxes on the unsecured note. After eight years of paying the real estate taxes, can the homeowner remove cloud of title and own the real estate mortgage(deed)? Who owns the mortgage(deed)?

  2. 18 US Code § 1031 (a) (1), Bank of America (Lender) failed to disclose to petitioner that the note was separated from the mortgage before closing. First

Counsel of record

For petitioner
Frances Endencia

For respondent

Case

Conference history
Distributed for 1 conference

Proceedings

  1. May 17 2021
    Petition DENIED.
  2. Apr 21 2021
    DISTRIBUTED for Conference of 5/13/2021.
  3. Feb 22 2021
    Petition for a writ of certiorari filed. (Response due April 8, 2021)